Cruise Holiday

Cruise Holiday

Now swipe your card to avail affordable cruise holiday packages

By: Lilly Martina

Going on my choicest cruise holiday was a dream to be fulfilled. I never thought that I will get an opportunity to avail the most affordable cruise holiday package by using my credit card. The Carnival Cruises holiday package that allows us to book the cruise holiday package through our credit card came as a boon for me. I opted for the Carnival Cruise Line's instalment plan that lets you pay out your cruise fare in 24 fixed monthly payments. It is similar to the instalment plans available for other types of big-ticket consumer purchases.

Carnival Cruises has teamed up with Capital One, the financial services company, to issue a brand new credit card, the Carnival MasterCard. Referred typically as the ''Fun Finance Plan,'' it sure means a boon to those of you who are strapped for cash but eager to cruise. I was informed by my travel agent, that Carnival’s cruise holiday package booked through credit card carry an annual interest up to 19.9 percent.

Notably, the credit card also earns you one reward point for every dollar charged on it, including the initial instalment of your cruise purchase. This rewards points can be adjusted for cruise upgrades and discounts with an assurance of availing a free cruise holiday. Earlier, the Princess' Love Boat Loan program, with tie-up with the MBNA America Bank, provided for instalment payout periods of 24, 36 and 48 months, with an APR starting at 14.99 percent.

There are also other ways to pay for your cruise holiday packages. Initially you have to pay the deposit at the time of booking, and pay the

balance as EMIs in the eight weeks prior to the departure. Your travel agents will for sure advice you of the amount to be paid and the payment options available.

Some credit card companies allow for cruise loyalty program that recognizes and rewards you, and the cruiser, with points that can be redeemed on any cruise line. Families can also gain by utilizing other reward cards. I found the Celebrity Cruises Visa as most useful. By using this card you get double points for every dollar spent on their ship. You will also get rewards such as stateroom upgrades and onboard credits.

I have strategized my cruise plans through Cruise Answers, which is fully ABTA K5732 and ATOL 6042 and gives all our customers 100% protection. If you are looking for affordable cruise holiday packages with lots of shopping and fun, Cruise Answers is sure to help you to find the perfect cruise holiday. Explore this dedicated cruise answers site, read passenger reviews and check out the latest special offers to find out more. To find out more about using your credit card to pay for your cruise holidays in instalments, and cruise holidays available from Cruise Answers, just call 0844 412 7145 or email us at info@cruiseanswers.co.uk.

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